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Mortgage stress starting to surface as Canada enters peak renewal cycle

  3/17/2026 | Posted in Mortgages and Real Estate by Terra Realty
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Severe mortgage delinquencies jumped in late 2025 even as the overall rate stayed low, new Equifax data shows, offering an early signal of strain as Canada enters peak mortgage ... More

  Bank of Canada Benchmark Rate, Home Owners, Mortgage Arrears, Mortgage Consumers, Mortgage Debt, Mortgage Delinquency, Mortgage Renewals, Mortgage Trends, Stress Test
Real Estate & Mortgage News

OSFI leaves mortgage stress test in place, reaffirms LTI limits for lenders

  1/29/2026 | Posted in Home Buyers by Terra Realty
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OSFI offered no new direction on the qualifying rate, but reiterated that loan-to-income caps for uninsured mortgages remain in place and opened a new six-month consultation tied ... More

  First Time Home Buyers, Home Buyers, OSFI, Stress Test
Real Estate & Mortgage News

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